Long Term Travel Insurance

Long Term Travel Insurance, also known as Expatriate Insurance or ExPat, is travel insurance for people traveling outside the United States for one year or longer.

Why Should I Buy Worldwide Long Term Travel Insurance?

For your personal security, make sure you have complete and adequate health care coverage while traveling or residing outside your home area or home country. United States passports state explicitly that you should check your coverage before traveling or residing outside the country, as many plans including HMO's and Medicare, do not provide coverage outside the United States. Many healthcare plans infer that coverage is worldwide, but they contain serious exceptions that nearly render the coverage useless.

International Citizen Platinum and Premier

If you desire worldwide coverage, including coverage in the US and Canada, the Platinum Plan is right for you. This plan is one of the most comprehensive medical insurance products available, featuring a $5,000,000 lifetime limit, worldwide medical coverage, maternity benefits, mental health benefits, wellness benefits and emergency medical evacuation benefits. If you desire worldwide coverage, excluding the US and Canada, the Premier plan will meet your needs.

	( En Espanol )

Atlas Extra

Purchase this plan, regardless of your citizenship, if you are planning on traveling for 6 months or more. (up to $1,000,000 in coverage available)

	( En Espanol )

Reside Prime
(for US citizens and foreign nationals)

US Citizens
For US citizens relocating or spending an extended amount of time overseas, security and flexibility are two essential ingredients of their medical program. There are thousands of medical insurance programs offered throughout the world, but there are just as many differences in the quality of both the programs and the insurance companies offering them. As US citizens, we are accustomed to a certain degree of stability. When choosing worldwide medical insurance, the first and most important question to ask is 'Where is my insurance company located?' The RESIDE Prime Worldwide Medical Plan is an approved program underwritten by a US insurance company. Great care was taken to offer a program that gives insureds the same level of security abroad that they experience at home.

Foreign Nationals
A comprehensive plan providing protection in your home country as well as the freedom to travel abroad is hard to find. Finding a program with these qualities offered by a US insurance company is next to impossible. The RESIDE Prime Worldwide Medical Plan combines the stability and financial strength of a US based insurance company with the flexibility of a universal policy. In the United States, insurance companies are strictly regulated and required to maintain a specified level of financial strength. This supervision gives US insurance companies an added level of security and a greater feeling of confidence with the general public, which enhances the reputation of US insurance companies throughout the world.

Global Citizen

Worldwide health insurance and services for international living

  •  Annual, renewable plans that include comprehensive, major medical coverage
      inside andoutside the U.S.
  •  Designed for individuals and their families

Worldwide Major Medical

Because the world is dynamic - Not stationary!

The WorldWide Major Medical Plan was developed for United States citizens who work or reside outside the United States at least 5 months per year. It provides benefits for treatment anywhere in the world.

For your personal security, make sure you have complete and adequate health care coverage while traveling or residing outside your home area or home country. United States passports state explicitly that you should check your coverage before traveling or residing outside the country, as many plans including Medicare, do not provide coverage outside the U.S. Many healthcare plans infer that coverage is worldwide, but they contain serious exceptions that nearly render the coverage useless.

International Major Medical

Friends, family, and business associates visiting the United States are well-advised to secure coverage which will cover them for the high costs of health care associated with treatment in the United States.

Countries with socialized health care do not reciprocate with the United States.

Perfect for: Travelers • Business people • Government employees • Students • Missionaries

Diplomat LT

If you're looking for long term international coverage (three months to three years), Diplomat LT is the policy for you. With up to $1,000,000 of coverage, renewability, and optional home country coverage, Diplomat LT should fit the needs of the most demanding international travelers.